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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,155 | $81,208+23.3% | $98,920+1.2% | $79,856+25.4% |
| Participation rate | 93.5% | 72.5%+21.0pp | 76.0%+17.5pp | 69.6%+23.9pp |
| Annual return | 15.10% | 60.99%-45.9pp | 196.47%-181.4pp | 31.71%-16.6pp |
| Employer contribution / active EE | $4,754 | $1,960+142.6% | $2,689+76.8% | $2,471+92.4% |
| Participant deferral / active EE | $7,622 | $3,265+133.5% | $4,245+79.6% | $3,741+103.8% |
| Admin fee / account holder | $2,683 | $6,013-55.4% | $6,643-59.6% | $5,306-49.4% |