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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,959 | $115,911+19.0% | $100,530+37.2% | $158,950-13.2% |
| Participation rate | 85.7% | 81.6%+4.1pp | 79.4%+6.3pp | 82.0%+3.8pp |
| Annual return | 23.54% | 34.80%-11.3pp | 30.89%-7.4pp | 302.91%-279.4pp |
| Employer contribution / active EE | $3,958 | $4,104-3.6% | $3,418+15.8% | $4,762-16.9% |
| Participant deferral / active EE | $8,317 | $6,676+24.6% | $6,271+32.6% | $5,983+39.0% |
| Admin fee / account holder | $2,169 | $10,999-80.3% | $8,083-73.2% | $11,248-80.7% |