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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,063 | $76,551+463.1% | $123,894+247.9% | $62,881+585.5% |
| Participation rate | 96.0% | 73.0%+23.0pp | 81.4%+14.6pp | 69.3%+26.7pp |
| Annual return | 11.13% | 18.68%-7.6pp | 47.52%-36.4pp | 20.14%-9.0pp |
| Employer contribution / active EE | $4,667 | $2,882+61.9% | $4,617+1.1% | $2,281+104.6% |
| Participant deferral / active EE | $7,736 | $4,840+59.8% | $5,984+29.3% | $3,203+141.5% |
| Admin fee / account holder | $20,309 | $4,826+320.8% | $8,357+143.0% | $4,296+372.8% |