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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,201 | $107,944-74.8% | $91,994-70.4% | $152,885-82.2% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 26.57% | 89.26%-62.7pp | 69.03%-42.5pp | 345.39%-318.8pp |
| Employer contribution / active EE | $3,690 | $4,210-12.4% | $3,452+6.9% | $4,763-22.5% |
| Participant deferral / active EE | $7,919 | $6,365+24.4% | $5,923+33.7% | $5,851+35.3% |
| Admin fee / account holder | $352 | $10,521-96.7% | $7,743-95.5% | $11,598-97.0% |