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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,490 | $113,339-57.2% | $94,993-49.0% | $147,585-67.1% |
| Participation rate | 57.1% | 78.0%-20.8pp | 73.9%-16.7pp | 82.8%-25.7pp |
| Annual return | 18.27% | 20.77%-2.5pp | 27.12%-8.9pp | 578.57%-560.3pp |
| Employer contribution / active EE | $2,222 | $3,160-29.7% | $2,603-14.7% | $4,876-54.4% |
| Participant deferral / active EE | $4,265 | $3,777+12.9% | $3,317+28.6% | $5,439-21.6% |
| Admin fee / account holder | $281 | $6,063-95.4% | $4,960-94.3% | $10,885-97.4% |