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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,601 | $135,956-74.6% | $123,894-72.1% | $273,972-87.4% |
| Participation rate | 66.7% | 84.1%-17.4pp | 81.4%-14.7pp | 83.0%-16.3pp |
| Annual return | 13.46% | 56.63%-43.2pp | 47.52%-34.1pp | 41.46%-28.0pp |
| Employer contribution / active EE | $2,566 | $5,170-50.4% | $4,617-44.4% | $4,869-47.3% |
| Participant deferral / active EE | $4,749 | $6,343-25.1% | $5,984-20.6% | $5,287-10.2% |
| Admin fee / account holder | $192 | $9,817-98.0% | $8,357-97.7% | $10,133-98.1% |