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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,428 | $77,816-58.3% | $123,552-73.8% | $64,173-49.5% |
| Participation rate | 82.3% | 74.7%+7.6pp | 82.3%0pp | 69.6%+12.7pp |
| Annual return | -2.96% | 12.49%-15.4pp | 119.20%-122.2pp | 7.63%-10.6pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $9,703 | $5,240+85.2% | $6,426+51.0% | $3,470+179.7% |
| Admin fee / account holder | $3,780 | $5,519-31.5% | $9,285-59.3% | $4,887-22.7% |