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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,852 | $81,476+7.8% | $102,383-14.2% | $80,925+8.6% |
| Participation rate | 77.3% | 66.8%+10.4pp | 74.5%+2.8pp | 67.7%+9.6pp |
| Annual return | 24.89% | 25.59%-0.7pp | 24.94%0pp | 35.65%-10.8pp |
| Employer contribution / active EE | $463 | $3,105-85.1% | $3,870-88.0% | $2,756-83.2% |
| Participant deferral / active EE | $6,398 | $3,871+65.3% | $5,060+26.5% | $4,299+48.8% |
| Admin fee / account holder | $12,244 | $6,717+82.3% | $8,391+45.9% | $6,940+76.4% |