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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,852 | $81,504+7.8% | $102,437-14.2% | $80,959+8.5% |
| Participation rate | 77.3% | 66.9%+10.4pp | 74.5%+2.8pp | 67.7%+9.6pp |
| Annual return | 24.89% | 25.60%-0.7pp | 24.95%-0.1pp | 35.67%-10.8pp |
| Employer contribution / active EE | $463 | $3,104-85.1% | $3,871-88.0% | $2,757-83.2% |
| Participant deferral / active EE | $6,398 | $3,871+65.3% | $5,060+26.4% | $4,300+48.8% |
| Admin fee / account holder | $12,244 | $6,719+82.2% | $8,388+46.0% | $6,925+76.8% |