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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,201 | $77,901-71.5% | $149,717-85.2% | $75,181-70.5% |
| Participation rate | 50.0% | 65.6%-15.6pp | 78.8%-28.8pp | 67.2%-17.2pp |
| Annual return | 14.97% | 31.73%-16.8pp | 134.41%-119.4pp | 160.69%-145.7pp |
| Employer contribution / active EE | $1,068 | $3,137-66.0% | $4,820-77.8% | $2,671-60.0% |
| Participant deferral / active EE | $2,710 | $3,411-20.6% | $5,682-52.3% | $4,126-34.3% |
| Admin fee / account holder | $2,377 | $5,949-60.0% | $13,213-82.0% | $5,650-57.9% |