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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,247 | $190,879-50.6% | $160,009-41.1% | $134,532-29.9% |
| Participation rate | 69.6% | 82.0%-12.4pp | 78.0%-8.4pp | 81.2%-11.7pp |
| Annual return | -17.72% | 552.63%-570.3pp | 408.85%-426.6pp | 418.27%-436.0pp |
| Employer contribution / active EE | $888 | $4,995-82.2% | $4,225-79.0% | $4,741-81.3% |
| Participant deferral / active EE | $7,004 | $6,924+1.2% | $6,183+13.3% | $6,401+9.4% |
| Admin fee / account holder | $10,493 | $10,4950% | $8,715+20.4% | $11,429-8.2% |