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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,593 | $72,272+6.0% | $101,264-24.4% | $79,858-4.1% |
| Participation rate | 67.6% | 68.5%-0.8pp | 75.8%-8.2pp | 69.6%-2.0pp |
| Annual return | 13.33% | 22.30%-9.0pp | 46.48%-33.1pp | 31.72%-18.4pp |
| Employer contribution / active EE | $1,527 | $2,692-43.3% | $3,660-58.3% | $2,471-38.2% |
| Participant deferral / active EE | $4,255 | $3,282+29.7% | $4,370-2.6% | $3,740+13.8% |
| Admin fee / account holder | $587 | $4,401-86.7% | $5,947-90.1% | $5,306-88.9% |