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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,653 | $77,908+42.0% | $149,696-26.1% | $75,173+47.2% |
| Participation rate | 76.0% | 65.6%+10.4pp | 78.8%-2.8pp | 67.2%+8.8pp |
| Annual return | 17.10% | 31.73%-14.6pp | 134.46%-117.4pp | 160.72%-143.6pp |
| Employer contribution / active EE | $0 | $3,138-100.0% | $4,821-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $5,198 | $3,411+52.4% | $5,682-8.5% | $4,126+26.0% |
| Admin fee / account holder | $10,735 | $5,950+80.4% | $13,212-18.7% | $5,651+90.0% |