Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,119 | $80,731-70.1% | $103,378-76.7% | $74,400-67.6% |
| Participation rate | 35.5% | 65.7%-30.2pp | 74.5%-39.0pp | 67.2%-31.7pp |
| Annual return | 17.71% | 27.56%-9.9pp | 24.91%-7.2pp | 1367.51%-1349.8pp |
| Employer contribution / active EE | $1,220 | $3,159-61.4% | $3,870-68.5% | $2,624-53.5% |
| Participant deferral / active EE | $2,091 | $3,862-45.9% | $5,058-58.7% | $4,348-51.9% |
| Admin fee / account holder | $3,104 | $2,369+31.0% | $8,401-63.1% | $1,944+59.7% |