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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,603 | $87,546-49.1% | $75,784-41.1% | $125,389-64.4% |
| Participation rate | 90.9% | 80.2%+10.7pp | 75.8%+15.1pp | 83.2%+7.7pp |
| Annual return | -4.16% | 13.49%-17.6pp | 9.68%-13.8pp | 282.24%-286.4pp |
| Employer contribution / active EE | $1,803 | $3,930-54.1% | $3,323-45.8% | $4,866-63.0% |
| Participant deferral / active EE | $2,479 | $4,230-41.4% | $3,652-32.1% | $5,352-53.7% |
| Admin fee / account holder | $1,075 | $6,503-83.5% | $5,300-79.7% | $9,541-88.7% |