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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,143 | $180,462-79.4% | $154,111-75.9% | $135,379-72.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -2.25% | 888.17%-890.4pp | 735.18%-737.4pp | 519.79%-522.0pp |
| Employer contribution / active EE | $12,946 | $6,036+114.5% | $5,298+144.4% | $4,779+170.9% |
| Participant deferral / active EE | $3,144 | $5,806-45.9% | $5,081-38.1% | $5,609-43.9% |
| Admin fee / account holder | $6,413 | $16,145-60.3% | $13,411-52.2% | $10,828-40.8% |