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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,938 | $198,457-83.4% | $170,435-80.7% | $147,586-77.7% |
| Participation rate | 90.0% | 88.0%+2.0pp | 83.6%+6.4pp | 82.8%+7.2pp |
| Annual return | 7.76% | 257.30%-249.5pp | 205.94%-198.2pp | 578.59%-570.8pp |
| Employer contribution / active EE | $11,087 | $6,183+79.3% | $5,432+104.1% | $4,876+127.4% |
| Participant deferral / active EE | $2,643 | $5,629-53.1% | $4,939-46.5% | $5,439-51.4% |
| Admin fee / account holder | $7,151 | $16,852-57.6% | $13,881-48.5% | $10,886-34.3% |