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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,989 | $91,198-56.2% | $178,503-77.6% | $79,856-49.9% |
| Participation rate | 56.3% | 69.2%-13.0pp | 81.9%-25.7pp | 69.6%-13.4pp |
| Annual return | 19.90% | 24.20%-4.3pp | 151.12%-131.2pp | 31.71%-11.8pp |
| Employer contribution / active EE | $1,538 | $3,257-52.8% | $5,011-69.3% | $2,471-37.8% |
| Participant deferral / active EE | $3,757 | $3,237+16.1% | $5,202-27.8% | $3,741+0.4% |
| Admin fee / account holder | $45 | $6,748-99.3% | $13,987-99.7% | $5,306-99.1% |