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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,507 | $85,171-59.5% | $172,752-80.0% | $72,975-52.7% |
| Participation rate | 44.7% | 70.1%-25.3pp | 82.6%-37.9pp | 69.5%-24.8pp |
| Annual return | 25.50% | 27.32%-1.8pp | 802.97%-777.5pp | 81.01%-55.5pp |
| Employer contribution / active EE | $1,503 | $3,324-54.8% | $5,144-70.8% | $2,440-38.4% |
| Participant deferral / active EE | $3,531 | $3,260+8.3% | $5,198-32.1% | $3,608-2.1% |
| Admin fee / account holder | $17 | $5,880-99.7% | $13,955-99.9% | $5,124-99.7% |