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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,857 | $106,864+52.4% | $147,318+10.5% | $82,637+97.1% |
| Participation rate | 57.4% | 75.5%-18.1pp | 82.1%-24.6pp | 68.1%-10.6pp |
| Annual return | 15.14% | 27.49%-12.4pp | 70.43%-55.3pp | 53.51%-38.4pp |
| Employer contribution / active EE | $1,745 | $3,417-48.9% | $4,593-62.0% | $2,552-31.6% |
| Participant deferral / active EE | $4,937 | $6,496-24.0% | $7,906-37.6% | $4,126+19.7% |
| Admin fee / account holder | $5,185 | $8,415-38.4% | $13,708-62.2% | $7,339-29.3% |