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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,930 | $82,674+17.2% | $125,381-22.7% | $68,486+41.5% |
| Participation rate | 54.7% | 75.1%-20.3pp | 82.4%-27.7pp | 67.9%-13.2pp |
| Annual return | -16.73% | -5.97%-10.8pp | 572.31%-589.0pp | -7.85%-8.9pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,815-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,472 | $6,111-43.2% | $7,448-53.4% | $4,028-13.8% |
| Admin fee / account holder | $1,253 | $6,277-80.0% | $10,007-87.5% | $5,404-76.8% |