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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,849 | $65,566-36.2% | $86,235-51.5% | $75,177-44.3% |
| Participation rate | 69.2% | 60.5%+8.7pp | 69.0%+0.3pp | 67.2%+2.0pp |
| Annual return | 15.88% | 46.07%-30.2pp | 1170.03%-1154.1pp | 160.75%-144.9pp |
| Employer contribution / active EE | $0 | $1,553-100.0% | $2,381-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,906 | $3,023-3.9% | $3,987-27.1% | $4,126-29.6% |
| Admin fee / account holder | $4,728 | $5,470-13.6% | $6,856-31.0% | $5,651-16.3% |