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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,826 | $50,947-43.4% | $74,551-61.3% | $64,173-55.1% |
| Participation rate | 87.5% | 61.1%+26.4pp | 69.1%+18.4pp | 69.6%+17.9pp |
| Annual return | -7.57% | -1.85%-5.7pp | 32.53%-40.1pp | 7.63%-15.2pp |
| Employer contribution / active EE | $1,325 | $1,115+18.8% | $1,961-32.4% | $2,381-44.3% |
| Participant deferral / active EE | $3,375 | $2,302+46.6% | $3,108+8.6% | $3,470-2.7% |
| Admin fee / account holder | $725 | $4,221-82.8% | $5,059-85.7% | $4,887-85.2% |