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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,473 | $113,941-34.6% | $94,229-21.0% | $125,389-40.6% |
| Participation rate | 69.2% | 82.9%-13.7pp | 78.8%-9.5pp | 83.2%-14.0pp |
| Annual return | -4.78% | 5.29%-10.1pp | 10.68%-15.5pp | 282.24%-287.0pp |
| Employer contribution / active EE | $1,841 | $4,727-61.1% | $3,587-48.7% | $4,866-62.2% |
| Participant deferral / active EE | $3,143 | $5,179-39.3% | $4,320-27.2% | $5,352-41.3% |
| Admin fee / account holder | $145 | $8,392-98.3% | $6,269-97.7% | $9,541-98.5% |