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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,362 | $148,623-5.6% | $135,974+3.2% | $139,466+0.6% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 5.92% | 79.30%-73.4pp | 68.30%-62.4pp | 373.66%-367.7pp |
| Employer contribution / active EE | $3,423 | $5,246-34.8% | $4,859-29.5% | $4,754-28.0% |
| Participant deferral / active EE | $10,433 | $8,103+28.8% | $7,760+34.5% | $6,712+55.4% |
| Admin fee / account holder | $19,529 | $12,406+57.4% | $10,767+81.4% | $11,409+71.2% |