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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,975 | $157,296-34.5% | $141,191-27.1% | $152,897-32.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 4.62% | 64.34%-59.7pp | 71.41%-66.8pp | 345.43%-340.8pp |
| Employer contribution / active EE | $2,343 | $5,262-55.5% | $4,736-50.5% | $4,764-50.8% |
| Participant deferral / active EE | $993 | $7,111-86.0% | $6,710-85.2% | $5,851-83.0% |
| Admin fee / account holder | $8,168 | $12,125-32.6% | $10,264-20.4% | $11,599-29.6% |