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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $716,801 | $77,920+819.9% | $149,723+378.8% | $75,177+853.5% |
| Participation rate | 93.1% | 65.6%+27.5pp | 78.8%+14.3pp | 67.2%+25.9pp |
| Annual return | 16.05% | 31.72%-15.7pp | 134.50%-118.4pp | 160.75%-144.7pp |
| Employer contribution / active EE | $22,917 | $3,138+630.3% | $4,821+375.3% | $2,671+758.0% |
| Participant deferral / active EE | $19,636 | $3,411+475.6% | $5,682+245.5% | $4,126+375.9% |
| Admin fee / account holder | $25,069 | $5,951+321.3% | $13,215+89.7% | $5,651+343.6% |