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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $473,841 | $75,962+523.8% | $154,108+207.5% | $64,173+638.4% |
| Participation rate | 93.9% | 70.4%+23.5pp | 83.0%+10.8pp | 69.6%+24.3pp |
| Annual return | -4.46% | 30.32%-34.8pp | 735.21%-739.7pp | 7.63%-12.1pp |
| Employer contribution / active EE | $19,845 | $3,350+492.4% | $5,298+274.6% | $2,381+733.6% |
| Participant deferral / active EE | $16,745 | $3,175+427.5% | $5,081+229.6% | $3,470+382.6% |
| Admin fee / account holder | $129,615 | $5,589+2219.2% | $13,411+866.5% | $4,887+2552.0% |