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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,631 | $172,111-67.7% | $150,298-63.0% | $137,256-59.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 7.72% | 69.37%-61.7pp | 62.79%-55.1pp | 220.34%-212.6pp |
| Employer contribution / active EE | $5,299 | $4,636+14.3% | $4,154+27.6% | $4,156+27.5% |
| Participant deferral / active EE | $13,772 | $6,166+123.4% | $5,453+152.6% | $6,407+115.0% |
| Admin fee / account holder | $39,063 | $16,471+137.2% | $14,116+176.7% | $12,270+218.4% |