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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,756 | $156,927+31.8% | $121,169+70.6% | $139,456+48.3% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 23.64% | 1475.85%-1452.2pp | 986.71%-963.1pp | 373.45%-349.8pp |
| Employer contribution / active EE | $969 | $5,542-82.5% | $4,168-76.8% | $4,753-79.6% |
| Participant deferral / active EE | $18,073 | $4,848+272.8% | $4,083+342.7% | $6,711+169.3% |
| Admin fee / account holder | $340 | $6,946-95.1% | $5,645-94.0% | $11,407-97.0% |