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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,158 | $162,821-72.9% | $133,978-67.0% | $158,982-72.2% |
| Participation rate | 76.2% | 83.2%-7.0pp | 79.8%-3.7pp | 82.0%-5.8pp |
| Annual return | 11.56% | 41.95%-30.4pp | 45.10%-33.5pp | 302.99%-291.4pp |
| Employer contribution / active EE | $1,332 | $4,976-73.2% | $3,919-66.0% | $4,763-72.0% |
| Participant deferral / active EE | $3,018 | $5,910-48.9% | $5,047-40.2% | $5,983-49.6% |
| Admin fee / account holder | $950 | $11,742-91.9% | $8,930-89.4% | $11,252-91.6% |