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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,942 | $202,342+32.9% | $172,752+55.7% | $152,897+75.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 17.77% | 1029.83%-1012.1pp | 802.97%-785.2pp | 345.43%-327.7pp |
| Employer contribution / active EE | $25,123 | $5,858+328.9% | $5,144+388.4% | $4,764+427.4% |
| Participant deferral / active EE | $15,345 | $5,948+158.0% | $5,198+195.2% | $5,851+162.3% |
| Admin fee / account holder | $4,272 | $17,111-75.0% | $13,955-69.4% | $11,599-63.2% |