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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,524 | $97,027-54.1% | $83,323-46.6% | $135,382-67.1% |
| Participation rate | 66.7% | 80.4%-13.7pp | 77.8%-11.1pp | 82.6%-16.0pp |
| Annual return | -11.50% | 12.31%-23.8pp | 10.63%-22.1pp | 519.77%-531.3pp |
| Employer contribution / active EE | $3,154 | $4,143-23.9% | $3,379-6.7% | $4,779-34.0% |
| Participant deferral / active EE | $6,449 | $5,964+8.1% | $5,565+15.9% | $5,609+15.0% |
| Admin fee / account holder | $0 | $8,427-100.0% | $7,539-100.0% | $10,829-100.0% |