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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,595 | $209,428-62.9% | $178,498-56.5% | $158,950-51.2% |
| Participation rate | 94.7% | 86.4%+8.4pp | 81.9%+12.8pp | 82.0%+12.8pp |
| Annual return | 19.72% | 188.78%-169.1pp | 151.09%-131.4pp | 302.91%-283.2pp |
| Employer contribution / active EE | $2,576 | $5,707-54.9% | $5,011-48.6% | $4,762-45.9% |
| Participant deferral / active EE | $4,486 | $5,955-24.7% | $5,202-13.8% | $5,983-25.0% |
| Admin fee / account holder | $386 | $17,077-97.7% | $13,985-97.2% | $11,248-96.6% |