Filed June 2, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 27 PO BOX 735399 · DALLAS, TX 753735399 | Advisory (Plan) | $118,942 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $66,188 |
Filed as: EMPOWER FINANCIAL SERVICES, INC. Service code 59 8515 E ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,509 | $129,021-29.1% | $184,203-50.3% | $77,643+17.9% |
| Participation rate | 58.2% | 87.3%-29.1pp | 86.8%-28.6pp | 70.6%-12.3pp |
| Annual return | 3.21% | 33.27%-30.1pp | 28.81%-25.6pp | 31.24%-28.0pp |
| Employer contribution / active EE | $1,759 | $4,413-60.1% | $6,427-72.6% | $2,726-35.5% |
| Participant deferral / active EE | $6,134 | $7,297-15.9% | $9,131-32.8% | $4,647+32.0% |
| Admin fee / account holder | $320 | $254+26.0% | $13,901-97.7% | $430-25.7% |