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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,355 | $85,766+24.0% | $136,298-22.0% | $70,126+51.7% |
| Participation rate | 76.5% | 74.2%+2.3pp | 81.9%-5.5pp | 69.5%+6.9pp |
| Annual return | 16.37% | 31.46%-15.1pp | 5156.27%-5139.9pp | 73.15%-56.8pp |
| Employer contribution / active EE | $3,211 | $2,966+8.3% | $4,696-31.6% | $2,343+37.1% |
| Participant deferral / active EE | $7,041 | $5,051+39.4% | $6,247+12.7% | $3,332+111.3% |
| Admin fee / account holder | $4,692 | $5,421-13.4% | $9,244-49.2% | $4,645+1.0% |