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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,633 | $110,083+307.5% | $151,639+195.9% | $68,486+555.1% |
| Participation rate | 90.2% | 84.0%+6.3pp | 87.5%+2.8pp | 67.9%+22.4pp |
| Annual return | -19.91% | -10.12%-9.8pp | 3.34%-23.2pp | -7.85%-12.1pp |
| Employer contribution / active EE | $17,620 | $4,470+294.2% | $6,165+185.8% | $2,597+578.6% |
| Participant deferral / active EE | $17,620 | $6,526+170.0% | $8,363+110.7% | $4,028+337.5% |
| Admin fee / account holder | $6,867 | $7,718-11.0% | $11,613-40.9% | $5,404+27.1% |