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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,373 | $94,529+249.5% | $140,019+135.9% | $64,173+414.8% |
| Participation rate | 71.9% | 84.1%-12.2pp | 87.5%-15.6pp | 69.6%+2.3pp |
| Annual return | -1.93% | 7.77%-9.7pp | 651.17%-653.1pp | 7.63%-9.6pp |
| Employer contribution / active EE | $16,849 | $3,812+341.9% | $5,605+200.6% | $2,381+607.7% |
| Participant deferral / active EE | $13,447 | $5,250+156.1% | $6,927+94.1% | $3,470+287.6% |
| Admin fee / account holder | $1,283 | $6,741-81.0% | $10,705-88.0% | $4,887-73.8% |