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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,498 | $228,352-90.6% | $185,827-88.4% | $158,950-86.5% |
| Participation rate | 82.4% | 82.3%0pp | 78.0%+4.3pp | 82.0%+0.4pp |
| Annual return | 18.84% | 40.81%-22.0pp | 35.96%-17.1pp | 302.91%-284.1pp |
| Employer contribution / active EE | $1,708 | $4,967-65.6% | $4,087-58.2% | $4,762-64.1% |
| Participant deferral / active EE | $5,229 | $6,416-18.5% | $5,633-7.2% | $5,983-12.6% |
| Admin fee / account holder | $2,079 | $11,867-82.5% | $9,502-78.1% | $11,248-81.5% |