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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,991 | $97,761-4.9% | $83,850+10.9% | $135,382-31.3% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -8.13% | 1287.44%-1295.6pp | 850.92%-859.1pp | 519.77%-527.9pp |
| Employer contribution / active EE | $1,785 | $4,222-57.7% | $3,631-50.8% | $4,779-62.7% |
| Participant deferral / active EE | $6,260 | $4,682+33.7% | $4,082+53.4% | $5,609+11.6% |
| Admin fee / account holder | $569 | $6,674-91.5% | $5,478-89.6% | $10,829-94.7% |