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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,862 | $27,936-57.5% | $58,561-79.7% | $75,173-84.2% |
| Participation rate | 56.5% | 38.8%+17.7pp | 50.9%+5.7pp | 67.2%-10.7pp |
| Annual return | 24.04% | 44.21%-20.2pp | 4251.33%-4227.3pp | 160.72%-136.7pp |
| Employer contribution / active EE | $771 | $670+15.2% | $1,053-26.8% | $2,671-71.1% |
| Participant deferral / active EE | $3,243 | $1,202+169.8% | $1,923+68.7% | $4,126-21.4% |
| Admin fee / account holder | $125 | $1,727-92.8% | $2,520-95.0% | $5,651-97.8% |