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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,555 | $171,867+16.1% | $149,718+33.3% | $147,585+35.2% |
| Participation rate | 85.7% | 88.2%-2.5pp | 87.1%-1.4pp | 82.8%+2.9pp |
| Annual return | 11.50% | 2113.36%-2101.9pp | 1501.70%-1490.2pp | 578.57%-567.1pp |
| Employer contribution / active EE | $10,841 | $6,275+72.8% | $5,444+99.1% | $4,876+122.3% |
| Participant deferral / active EE | $5,065 | $7,270-30.3% | $6,568-22.9% | $5,439-6.9% |
| Admin fee / account holder | $1,792 | $13,799-87.0% | $11,283-84.1% | $10,885-83.5% |