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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,893 | $156,398+125.0% | $147,318+138.9% | $138,895+153.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 14.08% | 78.75%-64.7pp | 70.43%-56.4pp | 145.39%-131.3pp |
| Employer contribution / active EE | $9,151 | $4,853+88.6% | $4,593+99.2% | $4,194+118.2% |
| Participant deferral / active EE | $8,170 | $8,237-0.8% | $7,906+3.3% | $6,396+27.7% |
| Admin fee / account holder | $7,740 | $14,976-48.3% | $13,708-43.5% | $12,562-38.4% |