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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,716 | $185,312-38.1% | $161,489-29.0% | $154,746-25.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 17.44% | 103.84%-86.4pp | 89.72%-72.3pp | 172.34%-154.9pp |
| Employer contribution / active EE | $855 | $4,769-82.1% | $4,268-80.0% | $4,379-80.5% |
| Participant deferral / active EE | $6,780 | $6,350+6.8% | $5,630+20.4% | $6,730+0.7% |
| Admin fee / account holder | $7,342 | $18,654-60.6% | $16,006-54.1% | $14,365-48.9% |