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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,065 | $175,231-53.2% | $149,696-45.2% | $139,466-41.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 21.11% | 166.77%-145.7pp | 134.46%-113.3pp | 373.66%-352.6pp |
| Employer contribution / active EE | $853 | $5,478-84.4% | $4,821-82.3% | $4,754-82.1% |
| Participant deferral / active EE | $7,335 | $6,521+12.5% | $5,682+29.1% | $6,712+9.3% |
| Admin fee / account holder | $3,440 | $16,155-78.7% | $13,212-74.0% | $11,409-69.8% |