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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,815 | $162,529-35.5% | $130,788-19.9% | $154,746-32.3% |
| Participation rate | 66.7% | 75.9%-9.2pp | 70.1%-3.4pp | 80.7%-14.0pp |
| Annual return | 18.51% | 510.48%-492.0pp | 386.44%-367.9pp | 172.34%-153.8pp |
| Employer contribution / active EE | $3,509 | $4,447-21.1% | $3,558-1.4% | $4,379-19.9% |
| Participant deferral / active EE | $8,392 | $4,808+74.5% | $4,137+102.8% | $6,730+24.7% |
| Admin fee / account holder | $133 | $7,669-98.3% | $6,673-98.0% | $14,365-99.1% |