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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,422 | $138,078+148.7% | $125,363+173.9% | $134,509+155.3% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -20.12% | 750.49%-770.6pp | 572.15%-592.3pp | 418.13%-438.3pp |
| Employer contribution / active EE | $3,096 | $5,245-41.0% | $4,815-35.7% | $4,741-34.7% |
| Participant deferral / active EE | $11,285 | $7,800+44.7% | $7,447+51.5% | $6,400+76.3% |
| Admin fee / account holder | $2,764 | $11,566-76.1% | $10,005-72.4% | $11,427-75.8% |