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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,913 | $162,812-52.8% | $133,971-42.6% | $158,966-51.6% |
| Participation rate | 64.3% | 83.2%-18.9pp | 79.8%-15.6pp | 82.0%-17.7pp |
| Annual return | 21.62% | 41.94%-20.3pp | 45.09%-23.5pp | 302.95%-281.3pp |
| Employer contribution / active EE | $1,178 | $4,976-76.3% | $3,919-69.9% | $4,762-75.3% |
| Participant deferral / active EE | $2,355 | $5,910-60.2% | $5,047-53.3% | $5,983-60.6% |
| Admin fee / account holder | $3,915 | $11,741-66.7% | $8,929-56.2% | $11,250-65.2% |