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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $591,482 | $167,352+253.4% | $143,788+311.4% | $134,509+339.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.85% | 0.47%-21.3pp | -0.03%-20.8pp | 418.13%-439.0pp |
| Employer contribution / active EE | $11,378 | $5,620+102.5% | $4,952+129.8% | $4,741+140.0% |
| Participant deferral / active EE | $13,115 | $6,447+103.4% | $5,638+132.6% | $6,400+104.9% |
| Admin fee / account holder | $6,625 | $18,091-63.4% | $14,675-54.9% | $11,427-42.0% |