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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,824 | $175,231-20.8% | $149,696-7.3% | $139,466-0.5% |
| Participation rate | 60.0% | 83.4%-23.4pp | 78.8%-18.8pp | 80.3%-20.3pp |
| Annual return | 17.17% | 166.77%-149.6pp | 134.46%-117.3pp | 373.66%-356.5pp |
| Employer contribution / active EE | $2,132 | $5,478-61.1% | $4,821-55.8% | $4,754-55.1% |
| Participant deferral / active EE | $5,161 | $6,521-20.9% | $5,682-9.2% | $6,712-23.1% |
| Admin fee / account holder | $62,453 | $16,155+286.6% | $13,212+372.7% | $11,409+447.4% |