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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,760 | $167,362-21.9% | $143,799-9.1% | $134,532-2.8% |
| Participation rate | 80.0% | 84.8%-4.8pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -22.28% | 0.47%-22.8pp | -0.04%-22.2pp | 418.27%-440.5pp |
| Employer contribution / active EE | $2,258 | $5,620-59.8% | $4,952-54.4% | $4,741-52.4% |
| Participant deferral / active EE | $6,757 | $6,447+4.8% | $5,638+19.8% | $6,401+5.6% |
| Admin fee / account holder | $576 | $18,094-96.8% | $14,677-96.1% | $11,429-95.0% |